Museums

Museums

With a vast range of experience across the museums and heritage sector, we provide insurance solutions to suit your needs. We also have the knowledge and expertise to support you whether you’re running a small, volunteer-led museum or a large, interactive historic site.

We offer coverage that includes:

  • Employers liability
  • Public and products liability
  • Volunteers
  • Fundraising activities
  • Buildings and contents
  • Listed buildings
  • Stock
  • Own exhibits
  • Exhibits on short or long-term loan
  • Exhibits away from the premises
  • Agreed value
  • Money
  • Goods in transit
  • Business interruption
  • Legal expenses

Whatever you need, you’ll work with one dedicated advisor, and benefit from our in-house risk management assessment. We can also arrange flexible monthly payment options. Better still, our policies are underwritten by a selected panel of insurers in the UK.

Speak to a member of our Museums team: 03300085059

FAQs

All too often museums are incorrectly shoe-horned on to the wrong type of insurance policy. Museum-specific policies are tailored for your needs, providing cover to cater for exhibits in additional to the usual commercial needs of a business, saving the need for multiple polies. All your exposures can be covered under one comprehensive policy.

We look at each client individually and agree a basis of settlement as appropriate. The norm would be market value at the time of a loss, which is easy to calculate for a run of the mill exhibit that is easily replaced. However, should an exhibit be irreplaceable, a value can be agreed at inception and a cash settlement or restoration costs made available in the event of loss or damage.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need to review your cover and requirements. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

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