Motor Trade Insurance

Motor Trade Insurance

Our motor trade insurance team is one of the most experienced and successful in our business. From franchise dealers to recovery operators, auction houses to independent motor trade professionals, we provide car insurance for motor traders of every shape and size.

We work independently with all the major insurers, which means we can offer you an insurance package that’s perfectly suited to your needs. Better still, we can complement insurance for motor traders with a comprehensive risk assessment, provided exclusively through Aston Scott Risk Management – part of the Aston Scott group.

Our policies

Our motor trade insurance policies can provide cover for a range of specific risks that include:

  • Cover for any driver for business use, including accompanied demonstration
  • Premises cover (‘All Risks’) including own and customers’ vehicles
  • Employers’ liability and public liability insurance for the motor trade, including defective workmanship
  • Business interruption
  • Engineering inspection
  • Personal accident insurance

How can we help?

We have specialist teams set up to handle each and every type of motor business. If you’re a small, independent trader looking to simply cover your road risk, our Road Runner Motor Trade Insurance Scheme’ could be ideal. If you’re an independent trader with a larger turnover, or a large dealer or auction house, you’ll require more comprehensive cover – and our motor trade specialists are on hand to help. Or if you deal with classic cars, our classic motor insurance team understand your needs inside-out.

So, whatever your needs, speak to a member of our Motor Trade team: 03300085045


It can often be somewhat of an afterthought to check your motor traders insurance cover as a motor trade dealer before letting customer take your vehicle out for an unaccompanied test drive. It is often believed that if motor trade insurance policies are held and therefore cover would be provided. However, this is not often the case for many companies, as we explore further in the related article . The vehicle would usually not be covered, unless the vehicle is taxed under a used car dealer motor trade insurance policy, which can often incur additional expense. We specialise in motor trade insurance policies and are one of the UK leaders in the market, and as such work hard to find our customers the best deal and at a competitive price. Contact us today to find out more.

A lot of the time important pre-emptive checks can be overlooked by motor trade dealers before a car is given to a driver. We recommend checking the requirements of your motor trade policy insurance before lending a courtesy car to any driver. Most motor trader insurance policies state that you must have the customers car in your custody and control before you can give them one of your own vehicles. We have examined this further in one of our related articles , however we are a call away if you would like any clarity on your current motor trade insurance policy with us, or if you would like to find out more information about how we can help you and your needs.

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